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Transfer of Accounts After Member’s Death For Calculation Of Assurance Benefit Under EDLI Scheme, 1976

The EPFO, while analysing the data on settlement of death claims, has come across a recurring problem of the deceased members having multiple PF ids( A/cs) linked to their respective UAN. This makes it mandatory to verify the previous membership of the deceased member from the MIS before settling the death claims. Failing to do this manual verification from Mis would adversely impact the prospects of the intending beneficiaries receiving such benefits.

 

To deal with this, by a letter dated November 25, 2023, with No.: Pension/EDLI Matters/2023/2168, the Employees' Provident Fund has reaffirmed that, upon notification, the Regional Provident Fund Commissioner may arrange for account transfer without requiring the submission of a transfer application and settle the account of the deceased member in the event that the provident fund account has not been transferred during the member's lifetime for any reason. According to recent EDLI Scheme modifications, continuous service with two distinct organizations for a full year will be taken into account when determining EDLI rewards. It would, however, depend on the deceased's prior membership being transferred to the current PF account. Therefore, in order to guarantee that the family of the deceased worker does not lose out on any eligible EDLI benefits, it is essential to make sure that past membership under a UAN is verified, flagged, and merged to the current PF account.

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